Our company attorneys through the ISAR process that is in accordance with the federal ERISA guidelines allows you to move your client’s 401k funds. This is without them having to pay any taxes or the 10 percent early withdrawal penalty and they still receive their employer match!
We can show you how to move over your client’s present 401k without losing their ability to fund their 401k with the In-Service Alternate Rollover. Even better, your clients will not lose their company match. Our goal is to help your firm remove the roadblocks of gathering YOUR EXISTING clients 401k dollars with no marketing costs to you. You can just call your existing clientele.
Is your client trusting their retirement decisions to their employer’s Human Resource manager, the plan administrators or representatives? Even worse, is their investment advice coming from an 800 number? Finally, you, their professional advisor, can help them with their entire retirement portfolio!
If you follow the financial news as we do, you will notice some alarming discussions reported over the last few years that have gone from rumors to Federal policy. Under this “new” program patriotically named “Retirement USA”, the government could then demand that part of your retirement contributions go into a government-created annuity funded by purchasing Treasury debt.